Ralph Garcia, Jr., MBA, CFP®, CIMA®
Managing Director - Senior Institutional Consultant
Ralph has more than thirty-four years of experience in the financial services industry. He has a history of providing investment advice to not-for-profit institutions, qualified plans, families, and individuals. Clients rely on him for his steady hand and experience in helping them to make their most important financial decisions.
Ralph is a CERTIFIED FINANCIAL PLANNERTM professional. He and his team of six prepare customized investment plans for each client. Prior to joining Wells Fargo Advisors fourteen years ago, Ralph spent seventeen years with UBS Financial Services Inc. and three years with Morgan Stanley & Co. He was a member of the UBS’s National Financial Advisor Advisory Committee (FAAC) for four years. Ralph is also a member of the Investments & Wealth Institute® and holds his Series 3, 7, 63 and 65 registrations and a California life insurance license.
Ralph earned his MBA from the Walter A. Haas School of Business at the University of California at Berkeley and earned his bachelor’s degree in business economics from the University of California at Santa Barbara. Ralph also attended the Wharton School at the University of Pennsylvania where he received his CIMA® credential. He lives in San Mateo with his wife where they raised three children.
CA Insurance License # 0C18215
WA Insurance License # 717747
Resident State: CA