Why Purchase Life Insurance?
If you have a family who relies on your income, it is important to have life insurance protection.
Property and Casualty Insurance
Property and casualty insurance can help protect a variety of assets. Find out what it does and doesn’t cover.
Business Owner Insurance Policies
A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.
Life Insurance for Business Owners
Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
Split-Dollar Life Insurance
Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.
Last-Survivor Life Insurance
Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.
Disability Income Insurance for Business Owners
As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.
Term Life Insurance
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
Whole Life Insurance
Some of the pros and cons of whole life insurance.
Universal Life Insurance
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
Variable Life Insurance
Variable life insurance gives you the control to allocate your account value among a variety of investment options.
Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.
When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.
Maximizing Your Insurance Benefits
Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
Insuring Your Future
To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.
Protecting Your Home
Since your home is one of your greatest assets, you should make sure it is adequately protected. That’s where homeowners insurance enters the picture.
Assessing Disability Income Insurance
Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.
Types of Health Coverage
There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
Additional Liability Coverage
Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
HMOs and PPOs
Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?
Evaluating Insurance Companies
Using a financially sound insurance company is an important part of ensuring your family’s financial security.
Long-Term Care Costs
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?